I tracked all my expenses for one week now and have a clearer idea where my dollars go to: The pie chart gives you a first impression, however: It is just one week and I will continue tracking every expense without significant changes for at least another week, before I start cutting down my expenses:
The biggest potential for savings lies in my habit to eat at Pizza stores, Indian and Chinese restaurant.
Driving around is obviously another costy part of my life. During the coming weeks I will try to lower the costs by driving bus and walking to close places.
I see also a lot of potential for savings in my habit to buy coffee and occasionally breakfast at my favourite coffee place, but I am not sure yet to which degree I am willing to buy less coffee here..
Let´s see how my expenses are distributed in my second week, I won´t change my habits for now. In week 3, I will change my habits, try to lower my costs and start a "Savings Counter" to track how much I was able to save with the budget plan.